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Lance D. Youd

Portland Uninsured Accident Attorney


Car accidents always have the potential to be traumatic. It is best when the negligent driver carries high policy limits, but this is not always the case. After an automobile crash, you can file a claim for personal injury protection (PIP) benefits, and you can file a claim with the negligent driver’s insurance company. If the other driver does not have proper insurance there is a chance that your own underinsured policy can help you receive compensation for your injuries.

Below, our Portland uninsured/underinsured motorist accident attorney explains how you can claim the compensation you need.

Uninsured/Underinsured Motorist Insurance is Required in Portland

Like all states, all drivers in Portland must carry minimum amounts of auto insurance. The minimum requirements are as follows:

  • $25,000 in bodily injury per person
  • $50,000 in bodily injury per accident
  • $20,000 per crash for property damage to others’ property
  • $15,000 in personal injury protection (PIP) per person
  • $25,000 in uninsured motorist protection per person
  • $50,000 in uninsured motorist protection per accident

Due to the fact that uninsured motorist protection is required in Oregon, your own insurance company will provide coverage if you purchased the appropriate amounts. If you were the only one hurt in a crash, you can claim up to $25,000 from your own insurance company. If you were injured, and other passengers were injured as well, you would have to split $50,000 among the other injured individuals.

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Your Insurance Company

It is important to pay your insurance policy premiums.  It is important to work with an uninsured/underinsured motorist accident attorney in Portland. Lawyers know the tricks insurance companies use, such as asking you for a recorded statement they can use against you later, and will not let them get away with it. If the insurer continues to act in bad faith and fails to pay the settlement you deserve, a lawyer can also help you file a lawsuit against them.

Sometimes, taking the case to court is the only way to recover the benefits you have been paying for. The insurance company, though, will have a team of lawyers representing them. It is critical that you have someone standing up for your rights, too. A lawyer will also know to include your attorney’s fees as part of your damages within a lawsuit because you should not have to pay for the insurance company’s dishonest actions.

Our Uninsured Motorist Accident Attorney in Portland Can Handle Your Claim

If you have been involved in a crash with an uninsured motorist, you need legal representation. Lance D. Youd, Attorney at Law, is a Portland uninsured/underinsured motorist accident attorney who knows how to hold insurance companies accountable for paying the full damages accident victims deserve, and he will put his expertise to work for you. Call us now at (503) 399-8967 or contact us online to schedule a free review of your case.

Lance D. Youd with man

Our clients say it best

At Youd Law, we pride ourselves in offering unmatched service. Lance and his staff are responsive and respectful, providing efficient, expert assistance in a kind and courteous manner.


We cannot thank you enough for your generous intervention for our dear friends. It shows how God used you to answer prayer!

K H Family Family Law 2019

I wouldn’t want to go up against you Lance. Thanks to you and your team for your hard work.

KW July 2019

It’s been a long battle and I want you to know I appreciate all you have done.

RD July 2019

God answers…..One of our dear friends reached out to a lawyer she knows for me. What a great man! He contacted me and spent over a half an hour on the phone answering my questions.


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Lance D. Youd, Attorney at Law proudly serves clients in Salem, Portland,and all surrounding areas in the greater Willamette Valley, OR.


1596 Liberty St SE Salem, OR 97302
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17036 Canal Circle Lake Oswego, OR 97035
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Lance D. Youd in office
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